FARGO FACTOR / INSIGHT 

AI Decision Systems

Most Business Owners Are Still in the AI Shallow End

Most business owners are still deciding whether to get into AI while a smaller group has been building with it for years. Whether you get in is your call, but waiting is itself a decision and its cost compounds while you make it.

JEFF FARGO    FOUNDER, FARGO FACTOR

SEPTEMBER 9, 2026

30+ YEARS DIGITAL STRATEGY AI DECISION SYSTEMS AI SEARCH AUTHORITY

Experience applied to the decisions businesses face now.

30+ YEARS DIGITAL STRATEGY

The shallow end

Most owners are standing in the shallow end of AI, waiting for a reason to get in.

I have been in the deep end for over two and a half years. That gap is not intelligence and it is not budget. It is time in the water.

What the gap actually is

People imagine the difference is knowledge, so they try to close it by reading. It is not knowledge. It is reps.

The person who has built forty things with AI is not smarter than you. They have forty results to reason from and you have none, and that is the entire distance between you.

Waiting is a decision

It rarely feels like one. It feels like prudence, or like waiting for the tools to settle.

But the clock runs during the wait. Your competitors get reps. The tools stop being novel and start being expected. And the gap you have to close gets wider than the one you were looking at when you decided to wait.

The water is not getting warmer

There is no version of this where it becomes comfortable first and you get in second. The comfort comes from being in.

How to get in this week

1. Stop researching

You have read enough. More reading is a way of staying dry.

2. Pick something with no consequences

Not a client deliverable. Something where a bad result costs you nothing.

3. Finish it badly

A finished bad version teaches you more than an unfinished good one.

4. Do it again tomorrow

Reps, not projects. Frequency beats scale early.

5. Give it thirty days before judging

The first week is awkward for everyone. That is not a signal.

What this does not mean

It does not mean rush every process onto AI. Bad processes get worse when you automate them.

It also does not mean everyone in the shallow end is wrong to be cautious. It means caution and inaction look the same from the outside, and only one of them has a plan behind it.

The decision

Pick one low-stakes task and do it with AI today. Not this quarter. Today.

Sources

Transcript

Verbatim from the Fargo Walks clip, as recorded.

Most owners are waiting in the shallow end of the AI pool, waiting to jump in. I've been in the deep end for over two and a half years. Cameo Jack Fargo, Alex Fargo. Deep. It's up to you if you want to jump in. Are you gonna put your toe in the water? But either way, the clock is not on your side. Go forth.

Jeff Fargo is the founder of Fargo Factor and host of Fargo Talks. Fargo Factor advises established businesses on AI Search Authority, AI Decision Systems, and selective AI-enabled implementation.

JF

Jeff Fargo

Founder of Fargo Factor. More than 30 years turning digital attention, positioning, communication, customer behavior, and relationships into business, applied now to AI Search Authority, AI Decision Systems, and selective implementation.

WHEN THE DECISION MATTERS

Get out of the shallow end.

Fargo Factor helps established businesses move past the chat window and build one working system from their own records, which is where the return actually starts.

Book a Strategic AI Fit Call

September 9, 2026

September 9, 2026

Most Business Owners Are Still in the AI Shallow End

https://www.youtube.com/embed/i_RomawPgBk

Most Business Owners Are Still in the AI Shallow End
VIDEO_URL